Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Wednesday, November 29 2023 at 9:50 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.25% (APR=6.286%) | 7% (APR=7.207%) |
| Points / Credits | $750 | $6,961 |
| Payment | $1,231 | $1,331 |
| Saving over 30 years | $42,211 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Wednesday, November 29 2023 at 9:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.25% (APR=6.286%) | 7.125% (APR=7.212%) |
| Points / Credits | $1,125 | $2,853 |
| Payment | $1,847 | $2,021 |
| Saving over 30 years | $64,426 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Wednesday, November 29 2023 at 9:50 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.624% (APR=6.626%) | 6.875% (APR=7.084%) |
| Points / Credits | $26 | $1,125 |
| Payment | $960 | $985 |
| Saving over 30 years | $10,099 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Wednesday, November 29 2023 at 9:50 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 7.25% (APR=7.495%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,248 | $1,364 |
| Saving over 30 years | $43,486 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Wednesday, November 29 2023 at 9:50 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 6.75% (APR=7.084%) |
| Points / Credits | $0 | $4,060 |
| Payment | $2,184 | $2,270 |
| Saving over 30 years | $35,020 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Wednesday, November 29 2023 at 9:50 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.375% (APR=6.375%) | 6.625% (APR=6.799%) |
| Points / Credits | $0 | $3,200 |
| Payment | $998 | $1,024 |
| Saving over 30 years | $12,560 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)